Join me on my journey to becoming debt-free! I am a 27 year old lab tech living in the Midwest. Cost of living is low, but so is my paycheck. I am determined to pay off my credit card and student loan debt before I hit 30. I have $40,000 in student loan debt and $3000 in credit card debt. I make $13.50 an hour. Watch me while I show you how to pay down debt and save money on under $30,000 per year.